Safety and Financial Peace of Mind

CQ is sensitive to your financial concerns about international travel. We utilize best practices to help provide you with peace of mind:
  • Each group's payments are maintained in individual escrow accounts at Citizens Bank, Philadelphia.
  • We carry $1,000,000 in Professional Liability Insurance to cover group leaders.
  • All participants are automatically covered for medical and dental expenses occurring out of the United States, as well as emergency medical evacuation home.

Advance Planning

You can plan your trip in advance without incurring heavy cancellation penalties:
  • Individual participants may cancel their participation up to 181 days prior to the departure date with a full refund.
  • You can change our departure date and/or itinerary up to 120 days prior to your original departure date if a travel alert is issued for your destination.
  • Program fees will not increase for any non early-bird participant who pays in full by October 31 (for travel commencing on or before March 31 of the next calendar year) or by December 15 (for travel commencing on or before April 1 the next calendar year).

24 hour access

Multi-lingual tour directors provide full-time group guidance and assistance. Group leaders have telephone numbers for local agents, guides and Culture Quest. At Culture Quest, we are available 24/7.

Travel Insurance info

International Accident & Sickness Insurance: All participants traveling outside the United States are automatically covered by CQ’s Accident & Sickness Insurance (policy #9021448), underwritten by The Insurance Company of the State of Pennsylvania and administered by Travel Insurance Services, Walnut Creek, California. Under this policy, participants are covered for:
  1. Medical and dental expenses resulting from accidental injury or sickness up to $50,000 per incident.
  2. Emergency medical evacuation to home and / or hospital up to $25,000.
  3. Accidental Death and Dismemberment up to $10,000.
  4. Repatriation of remains up to $7,500.
This policy also offers 24-hour, multilingual emergency medical assistance from anywhere in the world by AIGAssist. A $50 deductible per accident or sickness applies. The coverage is only in effect while the participant is traveling on a program organized by CQ.


Cost as follow: Age: 0-40 basic 0.04% of the cost of the tour. 41-55 0.05% 56-65 0.07%

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